As the 2025 hurricane season approaches, it's crucial for homeowners to prioritize preparedness. The Atlantic hurricane season runs from June 1 to November 30, with peak activity often occurring between mid-August and mid-October. Last year's season was notably active, with 18 named storms, 11 hurricanes, and five major hurricanes. While we can't predict the outcome of this year's season, taking proactive steps can help you minimize risks and protect your property.
Review Your Insurance Coverage
Ensuring your insurance coverage is up-to-date is imperative. Check that your homeowner's policy covers potential hurricane damage. Remember, standard policies typically exclude flood damage, so a separate flood insurance policy is essential to protect against this risk.
Document Your Property
Take clear photos and videos of both the interior and exterior of your home. This documentation is invaluable for insurance claims, providing evidence of the current state of your property before any potential damage.
Trim Trees and Secure Outdoor Items
Unsecured outdoor items and loose tree branches can become dangerous projectiles in high winds. Trim any overhanging branches and secure or bring indoor patio furniture, grills, and other outdoor items to prevent damage.
Protect Windows and Doors
Investing in storm shutters or impact-resistant windows and doors is wise if you live in a hurricane-prone area. If these aren't available, use pre-cut plywood as a temporary but effective protective measure to shield windows and entrances.
Inspect and Repair Your Roof
A well-maintained roof is your first line of defense against a hurricane. Inspect for loose or damaged shingles and carry out necessary repairs to prevent leaks and ensure your home remains safe from water damage.
Clear Gutters and Downspouts
Clogged gutters can block proper drainage, leading to water buildup and damage. Regularly clear gutters and downspouts to ensure water can flow away from your home effectively.
Prepare an Emergency Kit
Prepare an emergency kit stocked with essentials such as water, non-perishable food, medications, flashlights, batteries, and important documents. These supplies are crucial during power outages or evacuations.
Reinforce the necessity of early preparation by revisiting your emergency plans and insurance policies today. Even if a major storm doesn't materialize, being prepared ensures peace of mind and enhanced protection for you and your family.
