Commercial Property Insurance

Protect your building, equipment, inventory, and everything that keeps your business running.

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Safeguard the Space and Tools That Power Your Business

Whether you own or lease, commercial property insurance helps cover physical assets your business depends on—so you can recover quickly after a fire, storm, theft, or other covered event.

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Built for Brick-and-Mortar and Beyond

From offices and storefronts to warehouses and workshops, we help you insure the property that matters most to your operation.

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Coverage That Reflects Real Risk

We consider your location, industry, and risk exposures—especially for Gulf Coast businesses where storms and flooding are a concern.

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More Than Just Your Building

Commercial property coverage can include business personal property, signage, equipment, and even loss of income after a covered event. We’ll explain your options clearly.

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FAQs

  • What does commercial property insurance cover?

    It typically covers your building, contents, equipment, inventory, and other physical assets against events like fire, wind, theft, and vandalism.

  • Do I need this if I rent my business space?

    Yes. Even if you don’t own the building, you’re likely responsible for your business personal property and may be required to carry coverage by your lease.

  • Is flood insurance included?

    Usually not. Flood coverage is a separate policy. We’ll let you know if it’s recommended based on your location and help you add it if needed.

  • How is coverage amount determined?

    We calculate the cost to repair or replace your property based on your building specs, equipment, and inventory levels. This ensures you’re properly insured—not under- or over-covered.

  • Can this be bundled with other coverage?

    Yes. Many businesses include commercial property in a Business Owner’s Policy (BOP) for added savings and simplicity.

We help you protect the physical assets your business depends on every day

Keep Your Business Protected—Inside and Out

Let’s review your risks, explain your options, and help you build coverage that protects your space and your future.