Workers’ Compensation Insurance
Support your team and protect your business with coverage that handles workplace injuries the right way.
Coverage That Keeps Everyone Moving Forward
If an employee is injured on the job, workers’ comp helps cover medical bills, lost wages, and rehabilitation costs—while also protecting your business from lawsuits and penalties.
Required by Law. Essential for Business
In Alabama, most businesses with five or more employees are required to carry workers’ comp. Even if you’re not mandated, it’s a smart way to safeguard your people and your company.
Support for Recovery and Return-to-Work
We help you choose a policy that not only meets state requirements but also supports employees through treatment and return-to-work programs.
Help Navigating Claims and Compliance
We stay current on changing regulations and help you stay compliant—so you can focus on your team, not legal paperwork.
FAQs
What does workers’ comp insurance cover?
It covers medical expenses, lost wages, and rehabilitation services for employees injured on the job. It also helps protect the business from related legal claims.
Is workers’ comp required in Alabama?
Yes, if you have five or more employees. It may also be required by contracts or clients even if you’re under the legal threshold.
Does it cover part-time or temporary workers?
Yes. In most cases, workers’ comp covers all employees regardless of full-time or part-time status.
What happens if I don’t carry workers’ comp when I should?
You could face fines, penalties, and even lawsuits. We’ll make sure you understand the rules and stay in compliance.
Can workers’ comp be bundled with other business policies?
It’s typically a standalone policy, but we can help manage it alongside your other coverage for easier administration.
We help you protect your people and stay compliant with confidence
Build a Safer Workplace With Smarter Coverage
Let’s talk about the right workers’ comp solution for your business—one that balances care, compliance, and cost.