Blog
Read our insights on simplifying home, life, auto, and business insurance at New Horizon Insurance.
Insurance & College Students: Key Considerations
Preparing for College with Confidence: Navigating Insurance NeedsSending your child off to college is both an exhilarating and daunting experience. Between packing, planning, and processing...
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Why We Delay Life Insurance: The Psychology at Play
Why Does Life Insurance Feel So Hard to Buy?Ah, the best intentions. You've probably thought about buying life insurance numerous times, right? Perhaps it's been on your to-do list forever, only to...
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Cracking the Code: Contractor License Bonds Explained
Licensed Contractors: Navigating Compliance and Client ExpectationsLicensed contractors, we understand the daily juggling act you face. Staying compliant while managing client expectations is no...
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Maximizing Employee Wellness: Uncovering Hidden Benefits
Embracing Employee Well-beingAs National Wellness Month unfolds every August, it's an opportune time to shine a light on the growing focus on employee well-being. Organizations are increasingly...
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National Traffic Awareness Month: Boost Trucking Safety & Savings
August marks National Traffic Awareness Month, a pivotal time for the trucking industry to focus on safety — a pressing concern given the risks truckers face daily. Unsafe driving not only...
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August Focus: National Eye Exam Month & Vision Insurance
Celebrating National Eye Exam Month!August marks National Eye Exam Month, an important time to prioritize your eye health. As students head back to school and summer activities wind down, it's an...
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National Traffic Awareness in August: Back-to-School Safety
As the summer days wane and the back-to-school season approaches, families everywhere experience a mix of excitement and stress. Though shopping for supplies and marking calendars for school events...
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Understanding Homeowners Insurance and Property Lines
Homeownership brings a world of rewards and responsibilities, but it also comes with its share of concerns—particularly around property line disputes and unexpected damages. Imagine a neighbor's...
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Commercial Insurance: Navigating Neighboring Property Damages
Who is responsible if a tree falls onto my commercial property?If a tree from a neighboring property topples over onto your commercial property due to natural causes like storm, wind, or lightning,...
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Does General Liability Cover Independent Workers?
Understanding Liability Risks with Independent ContractorsIn today's dynamic business world, hiring independent contractors has become a common practice. However, with this flexibility comes the...
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Important Insurance Considerations for Summer Hires
The warmer months are a bustling time for many businesses, particularly those that thrive on seasonal demand. Take, for example, a local landscaping business that ramps up operations to fulfill...
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The Underrated Power of Life Insurance in Financial Plans
Many people consider life insurance as just a safety net for their loved ones after they pass. It's a misconception that can lead to missed opportunities. Beyond its traditional role, life...
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Summer Travel Essentials: Don't Forget Travel Insurance
Get Ready for Summer Adventure!Summer is just around the corner, and with it comes the excitement of planning those long-awaited vacations. Whether you're dreaming of lounging on a beach, hiking...
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Understanding Medicare's Skin Cancer Screening Coverage
Summer Sun: A Risk for Skin Cancer As summer approaches and the days grow longer, many of us look forward to soaking up the sun. However, this also raises concerns about skin cancer,...
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Summer Safety Tips to Reduce Workers’ Comp Claims
Understanding Summer Safety in the WorkplaceAs summer temperatures rise, so do the risks of workplace injuries, making it essential for businesses to emphasize summer safety. Rising temperatures,...
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Life Insurance vs. Accidental Death: What to Know
Understanding Financial ProtectionFinancial planning is essential for ensuring the security of your loved ones. Amid various insurance options, life insurance and accidental death and dismemberment...
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How to Compare Insurance Rates and Save on Coverage
When it comes to protecting your car, home, or health, the right insurance coverage can offer peace of mind and financial security. But how do you make sure you’re getting the best insurance rates...
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Certificate of Insurance vs. Endorsements: What Employers Need to Know
Understanding Certificates of Insurance (COI) and EndorsementsFor employers who collaborate with contractors, vendors, or third-party service providers, encountering the terms Certificate of...
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Fireworks Safety: Tips & Coverage for Peace of Mind
Embracing the Sparkle: National Fireworks Safety Month As the excitement for Independence Day intensifies, we're reminded that fireworks, a beloved tradition, are also fraught with risks. National...
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The Essential Benefits of Medical Bridge Coverage
In today's world, the financial burden of unexpected medical expenses can be overwhelming. Even with traditional health insurance, out-of-pocket costs can quickly add up, leaving families...
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Determining the Right Life Insurance Amount
Life insurance is a cornerstone of any sound financial plan, providing security for your loved ones if the unexpected occurs. However, determining the right amount of coverage is often a...
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Essential Insurance Tips for New Homeowners
Celebrating Homeownership Month: A New Chapter Begins As June arrives, we celebrate National Homeownership Month, a time dedicated to recognizing the journey and pride of owning a home. For many...
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Summer Prep Tips for Commercial Properties
Preparing commercial properties for summer is a crucial step in safeguarding your investment against seasonal challenges while enhancing its overall value. As the summer months approach, property...
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Preparing Your Home for Summer: Essential Upgrades
Summer is the perfect season to embark on those home improvement projects you've been considering. As the days become longer and sunnier, it's an ideal time to focus on enhancing your home's...
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What to Look for in a Health Insurance Plan: A Complete Guide
Selecting the right health insurance plan can feel overwhelming, especially with so many options, terms, and variables to consider. Whether you're enrolling for the first time or looking to switch...
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Hurricane Season 2025: Protect Your Home Now
Understanding the 2025 Hurricane SeasonAs the 2025 hurricane season approaches, it's crucial for homeowners to prioritize preparedness. The Atlantic hurricane season runs from June 1 to November 30...
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Essential Hurricane Preparedness for Commercial Properties
As we approach the 2025 hurricane season, it is crucial for commercial property owners to prioritize hurricane preparedness. The Atlantic hurricane season spans from June 1 to November 30, with...
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Discover Vision Insurance Options During Healthy Vision Month
May is Healthy Vision Month, a perfect time to recognize the importance of essential eye care as a critical component of our overall health and daily lives. Vision insurance plays a pivotal role in...
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National Small Business Month: Insurance Insights
Recognizing the Spirit of Small BusinessMay is a special month dedicated to celebrating the vital role of small businesses in our communities. National Small Business Month is a time to honor the...
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Bicycle and Motorcycle Safety: Prioritize Safety This May
IntroductionMay marks an important time for cyclists and motorcyclists as we observe Bicycle and Motorcycle Safety Awareness Month. It's a reminder of how adopting safety habits can prevent...
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How to Choose the Right Auto Insurance for Your Needs
When it comes to protecting your vehicle, choosing the right auto insurance isn’t just a smart move—it’s essential. With so many coverage options, providers, and add-ons available, it can be...
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Raising Awareness: Common Scams Targeting Seniors
National Senior Fraud Awareness Day, observed annually on May 15, is a crucial reminder to stay informed about the evolving world of scams that disproportionately target older adults. Whether you...
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The Benefits of Starting Life Insurance Young
Why Starting Life Insurance Young is Often Overlooked Many young adults today often dismiss life insurance as either too costly or unnecessary at their stage in life. Among Millennials, less...
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Celebrating Life Insurance Day: 5 Key Insights for May 2
National Life Insurance Day on May 2 offers a vital opportunity for reflection on the value and importance of life insurance. Whether you already have coverage or are just considering it,...
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Navigating Rising Insurance Premiums: Your Guide to Relief
Understanding Rising Insurance Premiums Insurance premiums are rising, posing a universal challenge for homeowners and car owners alike. Understanding the factors behind these increases is crucial...
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