Directors & Officers Insurance

Protect your leadership team from personal liability tied to business decisions and governance.

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Strategic Protection for the People Making Big Decisions

D&O insurance helps cover legal costs and damages if your company’s directors or officers are personally sued for alleged mismanagement, breach of duty, or other leadership-related claims.

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Critical Coverage for Companies and Nonprofits

Whether you’re running a growing business or serving on a nonprofit board, D&O coverage protects decision-makers and encourages strong, confident leadership.

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Protecting More Than Just the Bottom Line

Leadership roles come with legal exposure. D&O coverage helps ensure one decision doesn’t put your personal assets at risk.

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Backed by Clarity and Expert Guidance

We’ll help you understand the fine print, define who’s covered, and align your policy with your bylaws and board expectations.

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FAQs

  • What does D&O insurance cover?

    It covers legal defense and settlements when directors or officers are personally sued for decisions made in their roles—such as mismanagement, breach of duty, or misuse of company funds.

  • Who needs D&O coverage?

    Private companies, nonprofits, and associations often carry D&O insurance to protect their board members and executives from personal legal exposure.

  • Does general liability cover leadership risks?

    No. General liability covers bodily injury and property damage. D&O is specific to leadership actions and boardroom-level decisions.

  • Can D&O insurance cover former directors or board members?

    Yes. Many policies include coverage for past, present, and future directors—often referred to as “insured persons.”

  • What determines the cost of a D&O policy?

    Premiums are based on your organization’s size, industry, governance practices, and claims history. We’ll help you find the right balance of protection and price.

We help you protect your leadership so your organization can move forward with confidence

Safeguard the People Behind the Decisions

Let’s build a D&O policy that protects your board, your mission, and the future you’re working toward.