As the cold winds start to blow, homeowners everywhere are concerned about how to keep their homes warm and secure during the winter months. It's a time when the sound of a well-working heating system can be as comforting as a warm blanket. A few proactive steps now can help prevent stress and costly insurance claims later. Here are some essential tips to get you started.
Seal Gaps Around Windows and Doors
One of the simplest, yet most effective ways to retain heat and reduce energy bills is to ensure that windows and doors are properly sealed. Check for drafts and use weatherstripping or caulking to close up any gaps. This small step can make a significant difference in your home's overall warmth.
Boost Indoor Air Quality
Improve your home’s air quality by using HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens, either in your HVAC systems or through portable units. This addition not only enhances the air quality but also supports the efficient operation of your heating systems.
Clean Out Gutters
Before the snow hits, make sure your gutters are free from leaves and debris to prevent ice dams and water back-up. Clear paths in your gutters allow water to flow away smoothly, avoiding potential damage to your roof and home structure during heavy snowfalls.
Schedule a Heating System Checkup
An annual inspection of your heating system is essential to avoid surprise breakdowns during cold snaps. Ensure your system is running efficiently and safely by hiring a professional to check for any issues that might leave you out in the cold.
Update Smart Thermostat Settings
With new models now adjusting automatically to reduce energy waste, setting your smart thermostat between 68°F and 70°F while home can achieve a comfortable balance of warmth and cost-efficiency. Take advantage of these features to maintain a cozy temperature without overtaxing your heating system.
Document Your Home Digitally
Create a smartphone video walkthrough of your home and valuables. This digital record will streamline potential insurance claims in case of winter-related incidents, giving you peace of mind and a reliable plan for unexpected events.
Clear and Check Solar Panels
Don’t forget about your solar panels during the winter months. Activate the winter modes and clear snow after storms to maintain efficiency. This ensures your energy systems continue to support your home's electrical needs without interruption.
Insulate Exposed Pipes
Prevent the freezing and bursting of pipes, particularly those in basements or exterior walls, by insulating them. Pipe insulation is a crucial step to avoid the discomfort and expense that comes with burst pipes and the resulting damage.
Even taking a few of these actions can make a big difference in protecting your home during winter. Be proactive; it’s never too late to start! Review your homeowners insurance policy with us, especially if you're unsure what is covered during winter weather events. Stay warm and prepared for whatever winter throws your way.
